Roth Contribution Limits 2024 Agi. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth. You can make contributions to your roth ira after you reach age 70 ½.
Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced. Your roth ira contribution may be reduced or eliminated if you earn too.